This institution is no longer active
Operations ceased on June 3, 2005. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
County
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$619M
Total Deposits
$550M
Net Loans
$435M
Net Income
$1M
ROA
0.87%
Above avg for Small banks. Peer avg: 0.44%
ROE
11.41%
Risk-Based Capital
13.22%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2002 | Satisfactory | Small Bank |
| Dec 1997 | Satisfactory | Small Bank |
| Dec 1996 | Needs to Improve | Small Bank |
3 previous ratings locked — back to 1992
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Established
Total Assets