This institution is no longer active

Operations ceased on April 11, 2018. CRA examination history below reflects the period it was active.

NEW JERSEY COMMUNITY BANK

FREEHOLD, NJ · Supervised by FDIC

Est. 2008FDIC #58,664RSSD: FDIC-58664

Satisfactory Same

Current rating · Exam: December 2013

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -1.11%

Institution Profile

FDIC BankFind

Address

3441 Highway 9, FREEHOLD, NJ

County

Monmouth County

Established

July 1, 2008

Total Assets

$97M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 2013

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 12 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2018Call Report / FDIC

Total Assets

$97M

Total Deposits

$88M

Net Loans

$76M

Net Income

$-277K

ROA

-1.11%

ROE

-12.66%

Risk-Based Capital

12.32%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 2011

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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