NBT FINANCIAL BANK

FORT WORTH, TX · Supervised by FDIC

Est. 1973FDIC #21,329RSSD: FDIC-21329

Part ofHORIZON BANKSHARES INC→ View all charters

Satisfactory

Current rating · Exam: September 2024

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.48%

Institution Profile

FDIC BankFind

Website

www.nbt.bank

Address

2535 Ne 28th St, FORT WORTH, TX

County

Tarrant County

Established

November 29, 1973

Total Assets

$598M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 2024

Exam Type

Intermediate Small Bank

Regulator

FDIC

What is a CRA rating? →

Estimated next exam:Sep 2028(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$598M

Total Deposits

$522M

Net Loans

$444M

Net Income

$2M

ROA

1.48%

ROE

14.07%

Risk-Based Capital

15.28%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

Branch Deposits

$471M

1-Year Change

5-year net change: +1 branches

This is the only examination on record for this bank.

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