This institution is no longer active
Operations ceased on May 1, 2021. CRA examination history below reflects the period it was active.
GATESVILLE, TX · Supervised by OCC (Office of the Comptroller of the Currency)
Contact & Details
FDIC BankFindAddress
County
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2020 | 215 | 60.93% | 20.47% |
| 2019 | 218 | 61.93% | 20.18% |
| 2018 | 221 | 71.95% | 11.76% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2017 | Satisfactory | Intermediate Small Bank |
| Mar 2015 | Satisfactory | Intermediate Small Bank |
| Oct 2011 | Satisfactory | Intermediate Small Bank |
5 previous ratings locked — back to 1994
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