Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$349M
Total Deposits
$282M
Net Loans
$217M
Net Income
$707K
ROA
0.81%
Above avg for Small banks. Peer avg: 0.44%
ROE
12.23%
Risk-Based Capital
14.30%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 297 | 56.9% | 5.72% |
| 2022 | 1,180 | 57.29% | 8.31% |
| 2021 | 1,410 | 73.12% | 6.03% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2025 | Satisfactory | Small Bank |
| Feb 2020 | Satisfactory | Small Bank |
| Jan 2014 | Satisfactory | Small Bank |
4 previous ratings locked — back to 1995
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Total Branches
4
Branch Deposits
$244M
1-Year Change
0
5-year net change: -3 branches
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