🏦Bank Scorer

MUTUAL SAVINGS BANK

FRANKLIN, IN · Supervised by FDIC

Est. 1890FDIC #27,742RSSD: FDIC-27742
Part ofTHIRD CENTURY BCORP→ View all charters
Satisfactory Same

Current rating · Exam: November 2025

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.81%

Institution Profile

FDIC BankFind

Address

80 E Jefferson St, FRANKLIN, IN

County

Johnson County

Established

January 1, 1890

Total Assets

$349M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 2025

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Nov 2030(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$349M

Total Deposits

$282M

Net Loans

$217M

Net Income

$707K

ROA

0.81%

ROE

12.23%

Risk-Based Capital

14.30%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

4

Branch Deposits

$244M

1-Year Change

0

5-year net change: -3 branches

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

6 previous ratings locked — dating back to 1995

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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