Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$360M
Total Deposits
$298M
Net Loans
$297M
Net Income
$2M
ROA
2.29%
Above avg for Small banks. Peer avg: 0.44%
ROE
15.70%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 129 | 52.71% | 20.16% |
| 2023 | 124 | 43.55% | 27.42% |
| 2022 | 214 | 48.13% | 21.50% |
| 2021 | 315 | 48.89% | 25.08% |
| 2020 | 243 | 50.62% | 23.05% |
| 2019 | 268 | 49.63% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2024 | Satisfactory | Small Bank |
| Mar 2021 | Satisfactory | Small Bank |
| Jun 2018 | Satisfactory | Small Bank |
7 previous ratings locked — back to 1991
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Total Branches
2
Branch Deposits
$295M
1-Year Change
0
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| 23.88% |
| 2018 | 287 | 44.95% | 32.40% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red