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This institution is no longer active

Operations ceased on May 26, 2023. CRA examination history below reflects the period it was active.

MUFG UNION BANK, NATIONAL ASSOCIATION

SAN FRANCISCO, CA · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1979FDIC #22,826
Outstanding Same

Current rating · Exam: July 2019

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Institution Profile

FDIC BankFind

Address

350 California St, SAN FRANCISCO, CA

County

San Francisco County

Established

March 9, 1979

Total Assets

$100.0B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

July 8, 2019

Exam Type

Large Bank

Regulator

OCC (Office of the Comptroller of the Currency)
What is a CRA rating? →
⚠️This exam is 6 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)
Download Evaluation Report (PDF)

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202223,57556.89%26.80%
202128,72062.47%22.76%
202020,73153.4%21.15%
201925,47459.56%23.08%
201828,03561.64%22.74%

2024 national avg denial rate: 23.75% · Regional bank avg: 26.91% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

8 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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