This institution is no longer active

Operations ceased on November 30, 2010. CRA examination history below reflects the period it was active.

MONMOUTH COMMUNITY BANK

OAKHURST, NJ · Supervised by FDIC

Est. 1998FDIC #34,612RSSD: FDIC-34612

Part ofCENTRAL JERSEY BCORP→ View all charters

Satisfactory

Current rating · Exam: May 2000

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.61%

Institution Profile

FDIC BankFind

Address

1903 Highway 35, OAKHURST, NJ

County

Monmouth County

Established

July 28, 1998

Total Assets

$590M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 2000

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 26 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2010Call Report / FDIC

Total Assets

$590M

Total Deposits

$473M

Net Loans

$351M

Net Income

$3M

ROA

0.61%

ROE

5.58%

Risk-Based Capital

13.72%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/42fd449f-059e-477e-8e94-ee516c0f6d8b"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: