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This institution is no longer active

Operations ceased on March 16, 1993. CRA examination history below reflects the period it was active.

MINEOLA STATE BANK

MINEOLA, TX · Supervised by FDIC

Est. 1979FDIC #22,979RSSD: FDIC-22979
Part ofMINEOLA BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: November 1992

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.12%

Institution Profile

FDIC BankFind

Address

536 East Broad Street, MINEOLA, TX

County

Wood County

Established

November 15, 1979

Total Assets

$23M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 7, 1992

Exam Type

Not Reported

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1992Call Report / FDIC

Total Assets

$23M

Total Deposits

$21M

Net Loans

$14M

Net Income

$261K

ROA

1.12%

ROE

15.70%

Risk-Based Capital

14.14%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

2 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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