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This institution is no longer active

Operations ceased on July 2, 2009. CRA examination history below reflects the period it was active.

MILLENNIUM STATE BANK OF TEXAS

DALLAS, TX · Supervised by FDIC

Est. 2003FDIC #57,667RSSD: FDIC-57667
Satisfactory

Current rating · Exam: September 2005

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -9.59%

Institution Profile

FDIC BankFind

Address

11950 Webb Chapel Road, DALLAS, TX

County

Dallas County

Established

August 20, 2003

Total Assets

$119M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 2005

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 20 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2009Call Report / FDIC

Total Assets

$119M

Total Deposits

$115M

Net Loans

$76M

Net Income

$-5,809K

ROA

-9.59%

ROE

-305.36%

Risk-Based Capital

1.81%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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