This institution is no longer active

Operations ceased on June 26, 2009. CRA examination history below reflects the period it was active.

METROPACIFIC BANK

IRVINE, CA · Supervised by FDIC

Est. 2005FDIC #57,893RSSD: FDIC-57893

Satisfactory

Current rating · Exam: June 2007

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -12.96%

Institution Profile

FDIC BankFind

Address

18831 Von Karman Avenue, Suite 101, IRVINE, CA

County

Orange County

Established

February 7, 2005

Total Assets

$75M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 2007

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 19 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2009Call Report / FDIC

Total Assets

$75M

Total Deposits

$70M

Net Loans

$57M

Net Income

$-2,474K

ROA

-12.96%

ROE

-250.94%

Risk-Based Capital

5.36%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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