🏦Bank Scorer

MERCHANTS & FARMERS BANK OF GREENE COUNTY, ALABAMA

EUTAW, AL · Supervised by FDIC

Est. 1900FDIC #855RSSD: FDIC-855
Part ofMERCHANTS&FARMERS BANCSHARES→ View all charters
Satisfactory Same

Current rating · Exam: December 2021

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.98%

Institution Profile

FDIC BankFind

Website

MFBUSA.COM

Address

302 Prairie Ave, EUTAW, AL

County

Greene County

Established

January 1, 1900

Total Assets

$136M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 2021

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Dec 2026(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$136M

Total Deposits

$121M

Net Loans

$81M

Net Income

$323K

ROA

0.98%

ROE

9.00%

Risk-Based Capital

0.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

2

Branch Deposits

$109M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

2 previous ratings locked — dating back to 2009

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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