MERCHANTS&FARMERS BANCSHARES is the parent banking group. MERCHANTS & FARMERS BANK OF GREENE COUNTY, ALABAMA is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

MERCHANTS&FARMERS BANCSHARES

Legal name: MERCHANTS AND FARMERS BANCSHARES, INC.

1 active bank · $136M combined assets

RSSD ID: 2111432 (FFIEC NIC)

Combined Assets

$136M

CRA Rating Summary

Satisfactory1charter

Across all 3 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankMERCHANTS & FARMERS BANK OF GREENE COUNTY, ALABAMAEUTAW, ALSatisfactory$136MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$136M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$121M

Net Income

$323K

ROA (avg)

0.98%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
MERCHANTS & FARMERS BANK OF GREENE COUNTY, ALABAMA	EUTAW, AL	FDIC	$136M	100.0%	Satisfactory	Dec 2021

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.