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This institution is no longer active

Operations ceased on June 4, 2010. CRA examination history below reflects the period it was active.

MEDINA VALLEY STATE BANK

DEVINE, TX · Supervised by FDIC

Est. 1937FDIC #15,513RSSD: FDIC-15513
Part ofMEDINA VALLEY BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: March 2010

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.99%

Institution Profile

FDIC BankFind

Address

200 Tx Hwy 132 N, DEVINE, TX

County

Medina County

Established

July 17, 1937

Total Assets

$81M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 2010

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 16 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2010Call Report / FDIC

Total Assets

$81M

Total Deposits

$70M

Net Loans

$18M

Net Income

$197K

ROA

0.99%

ROE

7.71%

Risk-Based Capital

37.74%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

5 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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