🏦Bank Scorer

This institution is no longer active

Operations ceased on November 17, 2021. CRA examination history below reflects the period it was active.

MARINER'S BANK

EDGEWATER, NJ · Supervised by FDIC

Est. 2001FDIC #35,479RSSD: FDIC-35479
Part ofMARINERS BCORP→ View all charters
Satisfactory Same

Current rating · Exam: December 2020

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.44%

Institution Profile

FDIC BankFind

Address

2 Pembroke Place, EDGEWATER, NJ

County

Bergen County

Established

May 1, 2001

Total Assets

$435M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 2020

Exam Type

Intermediate Small Bank

Regulator

FDIC
⚠️This exam is 5 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2021Call Report / FDIC

Total Assets

$435M

Total Deposits

$391M

Net Loans

$332M

Net Income

$5M

ROA

1.44%

ROE

14.63%

Risk-Based Capital

14.92%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

4 previous ratings locked — dating back to 2003

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

One-time payment · No subscription required

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/e136fce8-6ae9-4e0d-90fe-0872b18adcf0"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: