This institution is no longer active
Operations ceased on August 7, 1998. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
County
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$62M
Total Deposits
$46M
Net Loans
$36M
Net Income
$427K
ROA
1.39%
Above avg for Small banks. Peer avg: 0.44%
ROE
11.29%
Risk-Based Capital
21.49%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 52 | 63.46% | 19.23% |
| 2020 | 2,979 | 83.55% | 7.92% |
| 2019 | 1,763 | 77.54% | 9.25% |
| 2018 | 1,477 | 79.01% | 10.09% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 1997 | Satisfactory | Small Bank |
| Dec 1994 | Satisfactory | Not Reported |
| May 1993 | Satisfactory | Not Reported |
Exam dates and details are paywalled
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Established
Total Assets