Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.4B
Total Deposits
$941M
Net Loans
$1.2B
Net Income
$6M
ROA
1.74%
Above avg for Community banks. Peer avg: 0.90%
ROE
10.57%
Risk-Based Capital
28.01%
Above avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 79 | 84.81% | 7.59% |
| 2023 | 51 | 84.31% | 7.84% |
| 2022 | 103 | 79.61% | 19.42% |
| 2021 | 160 | 80% | 16.88% |
| 2020 | 135 | 76.3% | 17.78% |
| 2019 | 174 | 85.06% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2009 | Satisfactory | Intermediate Small Bank |
| Dec 2004 | Satisfactory | Small Bank |
| Jan 2002 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1993
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Total Branches
5
Branch Deposits
$928M
1-Year Change
0
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Preview:
| 2018 | 118 | 90.68% | 7.63% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red