🏦Bank Scorer

This institution is no longer active

Operations ceased on March 1, 2019. CRA examination history below reflects the period it was active.

MAINLAND BANK

TEXAS CITY, TX · Supervised by FDIC

Est. 1945FDIC #16,308RSSD: FDIC-16308
Satisfactory Same

Current rating · Exam: October 2015

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.10%

Institution Profile

FDIC BankFind

Address

2501 Palmer Highway, Suite 100, TEXAS CITY, TX

County

Galveston County

Established

September 14, 1945

Total Assets

$134M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 2015

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 10 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2018Call Report / FDIC

Total Assets

$134M

Total Deposits

$115M

Net Loans

$81M

Net Income

$1M

ROA

1.10%

ROE

11.46%

Risk-Based Capital

14.88%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

7 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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