This institution is no longer active

Operations ceased on August 20, 2004. CRA examination history below reflects the period it was active.

MADISON BANK

PALM HARBOR, FL · Supervised by FDIC

Est. 1985FDIC #32,408RSSD: FDIC-32408

Part ofMADISON BANCSHARES INC→ View all charters

Satisfactory

Current rating · Exam: November 1999

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.06%

Institution Profile

FDIC BankFind

Address

35388 U.S. Highway 19 North, PALM HARBOR, FL

County

Pinellas County

Established

November 21, 1985

Total Assets

$226M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 1999

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 26 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2004Call Report / FDIC

Total Assets

$226M

Total Deposits

$186M

Net Loans

$185M

Net Income

$1M

ROA

1.06%

ROE

11.87%

Risk-Based Capital

10.96%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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