Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$3.4B
Total Deposits
$3.0B
Net Loans
$1.7B
Net Income
$12M
ROA
1.38%
Above avg for Community banks. Peer avg: 0.90%
ROE
12.69%
Risk-Based Capital
21.03%
Above avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 553 | 47.02% | 24.05% |
| 2023 | 474 | 45.78% | 23.84% |
| 2022 | 443 | 57.11% | 19.41% |
| 2021 | 622 | 41.8% | 23.31% |
| 2020 | 753 | 45.15% | 19.26% |
| 2019 | 614 | 52.93% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2023 | Outstanding | Large Bank |
| Apr 2020 | Satisfactory | Large Bank |
| Sep 2016 | Satisfactory | Large Bank |
7 previous ratings locked — back to 1993
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Exam dates and details are paywalled
Total Branches
36
Branch Deposits
$2.9B
1-Year Change
0
5-year net change: +3 branches
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Preview:
| 2018 | 624 | 65.06% | 9.94% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red