Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$185M
Total Deposits
$166M
Net Loans
$138M
Net Income
$655K
ROA
1.41%
Above avg for Small banks. Peer avg: 0.44%
ROE
15.78%
Risk-Based Capital
16.43%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 251 | 84.46% | 5.58% |
| 2023 | 208 | 83.65% | 7.69% |
| 2022 | 257 | 87.55% | 3.50% |
| 2021 | 368 | 83.42% | 7.07% |
| 2020 | 418 | 83.01% | 6.70% |
| 2019 | 176 | 80.68% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2025 | Satisfactory | Small Bank |
| Nov 2019 | Satisfactory | Small Bank |
Exam dates and details are paywalled
Total Branches
4
Branch Deposits
$160M
1-Year Change
0
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| 2018 | 159 | 68.55% | 12.58% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red