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This institution is no longer active

Operations ceased on January 1, 2014. CRA examination history below reflects the period it was active.

LIVE OAK STATE BANK

DALLAS, TX · Supervised by FDIC

Est. 2001FDIC #57,187RSSD: FDIC-57187
Part ofLIVE OAK FINANCIAL CORP→ View all charters
Satisfactory Same

Current rating · Exam: October 2013

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.23%

Institution Profile

FDIC BankFind

Address

3206 Live Oak, DALLAS, TX

County

Dallas County

Established

October 4, 2001

Total Assets

$122M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 2013

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 12 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2013Call Report / FDIC

Total Assets

$122M

Total Deposits

$105M

Net Loans

$71M

Net Income

$-280K

ROA

-0.23%

ROE

-2.02%

Risk-Based Capital

20.50%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 2003

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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