Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$393M
Total Deposits
$354M
Net Loans
$227M
Net Income
$639K
ROA
0.67%
Above avg for Small banks. Peer avg: 0.44%
ROE
7.91%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 54 | 62.96% | 20.37% |
| 2022 | 121 | 80.17% | 1.65% |
| 2021 | 129 | 84.5% | 4.65% |
| 2020 | 110 | 82.73% | 0.91% |
| 2019 | 125 | 92% | 0.80% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2025 | Satisfactory | Small Bank |
| Jun 2022 | Satisfactory | Small Bank |
| Apr 2018 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1993
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Total Branches
6
Branch Deposits
$322M
1-Year Change
0
5-year net change: +4 branches
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