This institution is no longer active
Operations ceased on May 16, 2024. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$11.0B
Total Deposits
$8.5B
Net Loans
$8.2B
Net Income
$21M
ROA
0.77%
Below avg for Regional banks. Peer avg: 0.88%
ROE
6.51%
Risk-Based Capital
13.64%
Below avg for Regional banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Regional peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 2,904 | 59.99% | 23.97% |
| 2022 | 3,372 | 66.61% | 19.48% |
| 2021 | 2,637 | 65.68% | 21.35% |
| 2020 | 2,427 | 63.16% | 20.44% |
| 2019 | 2,309 | 61.76% | 28.50% |
| 2018 | 2,264 | 63.74% | 27.96% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2020 | Outstanding | Large Bank |
| Oct 2017 | Outstanding | Large Bank |
| Oct 2014 | Outstanding | Large Bank |
8 previous ratings locked — back to 1992
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Address
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Established
Total Assets
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Regional bank avg: 18.70% · above-average shown in red