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This institution is no longer active

Operations ceased on September 1, 2017. CRA examination history below reflects the period it was active.

LAFAYETTE COMMUNITY BANK

LAFAYETTE, IN · Supervised by FDIC

Est. 2000FDIC #35,476RSSD: FDIC-35476
Part ofLAFAYETTE COMMUNITY BCORP→ View all charters
Satisfactory Same

Current rating · Exam: February 2013

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.56%

Institution Profile

FDIC BankFind

Address

301 South Street, LAFAYETTE, IN

County

Tippecanoe County

Established

October 30, 2000

Total Assets

$167M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 2013

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 13 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2017Call Report / FDIC

Total Assets

$167M

Total Deposits

$147M

Net Loans

$136M

Net Income

$468K

ROA

0.56%

ROE

4.82%

Risk-Based Capital

15.57%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 2002

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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