🏦Bank Scorer

KENTLAND FEDERAL SAVINGS AND LOAN ASSOCIATION

KENTLAND, IN · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1920FDIC #28,722
Satisfactory Up

Current rating · Exam: March 2025

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -4.70%

Institution Profile

FDIC BankFind

Address

116 N 3rd St, KENTLAND, IN

County

Newton County

Established

January 1, 1920

Total Assets

$4M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 31, 2025

Exam Type

Small Bank

Regulator

OCC (Office of the Comptroller of the Currency)
What is a CRA rating? →
Estimated next exam:Mar 2030(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$4M

Total Deposits

$4M

Net Loans

$3M

Net Income

$-45K

ROA

-4.70%

ROE

-120.81%

Risk-Based Capital

8.22%

Regulatory minimum: 8%

Branch Footprint

FDIC SOD 2025

Total Branches

1

Branch Deposits

$3M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 2015

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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