🏦Bank Scorer

This institution is no longer active

Operations ceased on January 14, 1999. CRA examination history below reflects the period it was active.

KELLER STATE BANK

KELLER, TX · Supervised by FDIC

Est. 1971FDIC #20,469RSSD: FDIC-20469
Satisfactory Down

Current rating · Exam: December 1995

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.39%

Institution Profile

FDIC BankFind

Address

217 North Main Street, KELLER, TX

County

Tarrant County

Established

August 26, 1971

Total Assets

$73M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 1995

Exam Type

Not Reported

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1998Call Report / FDIC

Total Assets

$73M

Total Deposits

$65M

Net Loans

$36M

Net Income

$1M

ROA

1.39%

ROE

12.93%

Risk-Based Capital

18.78%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

2 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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