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This institution is no longer active

Operations ceased on December 1, 1999. CRA examination history below reflects the period it was active.

JEFFERSON BANK OF NEW JERSEY

MOUNT LAUREL, NJ · Supervised by FDIC

Est. 1988FDIC #27,324RSSD: FDIC-27324
Part ofJEFFBANKS INC→ View all charters
Satisfactory Same

Current rating · Exam: June 1997

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.95%

Institution Profile

FDIC BankFind

Address

1317 Route 73, MOUNT LAUREL, NJ

County

Burlington County

Established

August 25, 1988

Total Assets

$152M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 1997

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 29 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1999Call Report / FDIC

Total Assets

$152M

Total Deposits

$130M

Net Loans

$98M

Net Income

$1M

ROA

0.95%

ROE

15.26%

Risk-Based Capital

11.90%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

3 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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