Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$4.4B
Total Deposits
$3.9B
Net Loans
$2.5B
Net Income
$17M
ROA
1.51%
Above avg for Community banks. Peer avg: 0.90%
ROE
13.89%
Risk-Based Capital
16.72%
Above avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 220 | 82.73% | 4.09% |
| 2023 | 220 | 77.73% | 5.45% |
| 2022 | 395 | 77.72% | 8.10% |
| 2021 | 856 | 78.86% | 8.18% |
| 2020 | 1,529 | 78.42% | 9.35% |
| 2019 | 778 | 71.34% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2023 | Outstanding | Large Bank |
| Jun 2020 | Outstanding | Large Bank |
| Apr 2017 | Satisfactory | Large Bank |
6 previous ratings locked — back to 1993
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Exam dates and details are paywalled
Total Branches
12
Branch Deposits
$3.7B
1-Year Change
-1
5-year net change: -2 branches
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Preview:
| 2018 | 605 | 73.55% | 7.11% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red