🏦Bank Scorer

INWOOD NATIONAL BANK

DALLAS, TX · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1964FDIC #19,080
Outstanding Same

Current rating · Exam: August 2023

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.51%

Institution Profile

FDIC BankFind

Address

7621 Inwood Rd, DALLAS, TX

County

Dallas County

Established

April 9, 1964

Total Assets

$4.4B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

August 7, 2023

Exam Type

Large Bank

Regulator

OCC (Office of the Comptroller of the Currency)
What is a CRA rating? →
Estimated next exam:Aug 2027(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$4.4B

Total Deposits

$3.9B

Net Loans

$2.5B

Net Income

$17M

ROA

1.51%

ROE

13.89%

Risk-Based Capital

16.72%

Regulatory minimum: 8%

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

Mortgage Denial Rate4.09%Peer avg: 9.91%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

12

Branch Deposits

$3.7B

1-Year Change

-1

5-year net change: -2 branches

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202422082.73%4.09%
202322077.73%5.45%
202239577.72%8.10%
202185678.86%8.18%
20201,52978.42%9.35%
201977871.34%10.41%
201860573.55%7.11%

2024 national avg denial rate: 23.75% · Community bank avg: 9.91% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

8 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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