🏦Bank Scorer

This institution is no longer active

Operations ceased on April 7, 2022. CRA examination history below reflects the period it was active.

INVESTORS BANK

SHORT HILLS, NJ · Supervised by FDIC

Est. 1926FDIC #28,892RSSD: FDIC-28892
Part ofINVESTORS BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: February 2022

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -1.12%

Institution Profile

FDIC BankFind

Address

101 John F Kennedy Pkwy, SHORT HILLS, NJ

County

Essex County

Established

January 1, 1926

Total Assets

$28.0B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 2022

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2022Call Report / FDIC

Total Assets

$28.0B

Total Deposits

$20.6B

Net Loans

$22.6B

Net Income

$-77,790K

ROA

-1.12%

ROE

-11.84%

Risk-Based Capital

12.43%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Regional banks

Compared to the peer-bank Regional peer group (same asset tier).

Mortgage Denial Rate13.24%Peer avg: 26.91%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
20221,04270.63%13.24%
20215,40873.04%10.67%
20205,22466.14%12.08%
20195,05164.88%18.47%
20184,66273.9%17.91%

2024 national avg denial rate: 23.75% · Regional bank avg: 26.91% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

12 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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