Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$987M
Total Deposits
$866M
Net Loans
$738M
Net Income
$4M
ROA
1.71%
Above avg for Small banks. Peer avg: 0.44%
ROE
14.75%
Risk-Based Capital
20.89%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 135 | 80% | 4.44% |
| 2023 | 211 | 81.52% | 3.32% |
| 2022 | 361 | 80.61% | 3.05% |
| 2021 | 365 | 82.19% | 3.56% |
| 2020 | 220 | 76.82% | 6.82% |
| 2019 | 136 | 86.03% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2026 | Satisfactory | Intermediate Small Bank |
| May 2023 | Satisfactory | Intermediate Small Bank |
| Feb 2020 | Satisfactory | Intermediate Small Bank |
7 previous ratings locked — back to 1995
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Total Branches
6
Branch Deposits
$873M
1-Year Change
0
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Preview:
| 2018 | 212 | 83.02% | 2.83% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red