IBC BCORP INC is the parent banking group. INTERNATIONAL BANK OF CHICAGO is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

IBC BCORP INC

Legal name: IBC BANCORP, INC.

1 active bank · $987M combined assets

RSSD ID: 2339759 (FFIEC NIC)

Combined Assets

$987M

CRA Rating Summary

Satisfactory1charter

Across all 10 exams on record for this banking group's charters, 90% resulted in Outstanding or Satisfactory.

Primary bankINTERNATIONAL BANK OF CHICAGOCHICAGO, ILSatisfactory$987MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$987M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$866M

Net Income

$4M

ROA (avg)

1.71%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

135

Origination Rate

80%

Denial Rate

4.44%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
INTERNATIONAL BANK OF CHICAGO	CHICAGO, IL	FDIC	$987M	100.0%	Satisfactory	Mar 2026

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.