Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$336M
Total Deposits
$291M
Net Loans
$222M
Net Income
$455K
ROA
0.55%
Above avg for Small banks. Peer avg: 0.44%
ROE
4.80%
Risk-Based Capital
19.76%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 28 | 71.43% | 14.29% |
| 2019 | 60 | 70% | 13.33% |
| 2018 | 61 | 62.3% | 18.03% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2010 | Satisfactory | Small Bank |
| Dec 2003 | Outstanding | Small Bank |
| Sep 1998 | Outstanding | Small Bank |
4 previous ratings locked — back to 1992
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Exam dates and details are paywalled
Total Branches
5
Branch Deposits
$238M
1-Year Change
0
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