This institution is no longer active

Operations ceased on September 14, 1990. CRA examination history below reflects the period it was active.

INGRAM STATE BANK

INGRAM, TX · Supervised by FDIC

Est. 1978FDIC #22,642RSSD: FDIC-22642

Part ofSCHREINER BANCSHARES INC→ View all charters

Satisfactory

Current rating · Exam: June 1990

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -9.33%

Institution Profile

FDIC BankFind

Address

110 Junction Highway, INGRAM, TX

County

Kerr County

Established

May 1, 1978

Total Assets

$23M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 11, 1990

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 36 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1990Call Report / FDIC

Total Assets

$23M

Total Deposits

$23M

Net Loans

$8M

Net Income

$-1,223K

ROA

-9.33%

ROE

-406.99%

Risk-Based Capital

1.46%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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