This institution is no longer active
Operations ceased on July 1, 2025. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$641M
Total Deposits
$632M
Net Loans
$180M
Net Income
$-5,846K
ROA
-1.65%
Below avg for Small banks. Peer avg: 0.44%
ROE
-433.30%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 34 | 70.59% | 23.53% |
| 2023 | 27 | 66.67% | 7.41% |
| 2019 | 66 | 78.79% | 9.09% |
| 2018 | 59 | 64.41% | 18.64% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2022 | Satisfactory | Intermediate Small Bank |
| May 2019 | Satisfactory | Intermediate Small Bank |
| Aug 2016 | Satisfactory | Intermediate Small Bank |
7 previous ratings locked — back to 1990
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Total Branches
5
Branch Deposits
$632M
1-Year Change
0
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Address
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Established
Total Assets