This institution is no longer active
Operations ceased on December 31, 1998. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
County
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$30M
Total Deposits
$28M
Net Loans
$14M
Net Income
$-808K
ROA
-3.43%
Below avg for Small banks. Peer avg: 0.44%
ROE
-71.88%
Risk-Based Capital
6.89%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 109 | 45.87% | 44.04% |
| 2020 | 207 | 51.69% | 16.43% |
| 2019 | 158 | 55.7% | 18.35% |
| 2018 | 157 | 49.04% | 18.47% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 1998 | Satisfactory | Small Bank |
| Mar 1996 | Satisfactory | Not Reported |
| Sep 1993 | Satisfactory | Not Reported |
1 previous rating locked — back to 1991
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Established
Total Assets