🏦Bank Scorer

This institution is no longer active

Operations ceased on July 17, 2004. CRA examination history below reflects the period it was active.

INDIANA LAWRENCE BANK

NORTH MANCHESTER, IN · Supervised by FDIC

Est. 1882FDIC #13,118RSSD: FDIC-13118
Part ofFIRST FINANCIAL BCORP→ View all charters
Satisfactory Same

Current rating · Exam: October 2003

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.72%

Institution Profile

FDIC BankFind

Address

106 North Market Street, NORTH MANCHESTER, IN

County

Wabash County

Established

March 15, 1882

Total Assets

$132M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 2003

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 22 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q2 2004Call Report / FDIC

Total Assets

$132M

Total Deposits

$105M

Net Loans

$92M

Net Income

$500K

ROA

0.72%

ROE

8.25%

Risk-Based Capital

14.59%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

3 previous ratings locked — dating back to 1993

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/05d75a4a-a5dc-4205-b093-034f849e3a05"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: