This institution is no longer active

Operations ceased on April 1, 2012. CRA examination history below reflects the period it was active.

INDEPENDENT BANK OF AUSTIN, SSB

AUSTIN, TX · Supervised by FDIC

Est. 2005FDIC #58,014RSSD: FDIC-58014

Part ofI BANK HOLDING CO INC→ View all charters

Satisfactory

Current rating · Exam: September 2007

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 2.75%

Institution Profile

FDIC BankFind

Address

3209 Ranch Road 620 South, AUSTIN, TX

County

Travis County

Established

June 6, 2005

Total Assets

$158M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 2007

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 18 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2012Call Report / FDIC

Total Assets

$158M

Total Deposits

$123M

Net Loans

$116M

Net Income

$1M

ROA

2.75%

ROE

19.82%

Risk-Based Capital

23.49%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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