🏦Bank Scorer

This institution is no longer active

Operations ceased on January 1, 2025. CRA examination history below reflects the period it was active.

INDEPENDENT BANK

MCKINNEY, TX · Supervised by FDIC

Est. 1913FDIC #3,076RSSD: FDIC-3076
Part ofINDEPENDENT BANK GROUP INC→ View all charters
Satisfactory Same

Current rating · Exam: December 2023

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -2.15%

Institution Profile

FDIC BankFind

Address

7777 Henneman Way, MCKINNEY, TX

County

Collin County

Established

January 1, 1913

Total Assets

$17.5B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 2023

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Dec 2026(based on asset size)

Financial Snapshot

As of Q4 2024Call Report / FDIC

Total Assets

$17.5B

Total Deposits

$15.2B

Net Loans

$13.5B

Net Income

$-396,356K

ROA

-2.15%

ROE

-16.32%

Risk-Based Capital

13.44%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

8 previous ratings locked — dating back to 1995

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/520c5eb1-ecb4-40fe-a9ef-f68ec1561f93"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: