This institution is no longer active
Operations ceased on January 26, 2015. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
County
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$423M
Total Deposits
$346M
Net Loans
$340M
Net Income
$3M
ROA
0.77%
Above avg for Small banks. Peer avg: 0.44%
ROE
6.64%
Risk-Based Capital
13.47%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 126 | 79.37% | 9.52% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2013 | Satisfactory | Intermediate Small Bank |
| Feb 2010 | Satisfactory | Intermediate Small Bank |
| Nov 2006 | Outstanding | Small Bank |
Exam dates and details are paywalled
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/independence-bank-57688" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
Established
Total Assets