Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$2.4B
Total Deposits
$2.1B
Net Loans
$1.6B
Net Income
$11M
ROA
1.76%
Above avg for Community banks. Peer avg: 0.90%
ROE
20.45%
Risk-Based Capital
13.29%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 32 | 71.88% | 0.00% |
| 2019 | 47 | 87.23% | 8.51% |
| 2018 | 64 | 90.63% | 3.13% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
Last 12 Months
0
Since 2018
104
all complaints on record
Monetary Relief
5.8%
% of complaints where company provided monetary relief
Untimely Response
0%
% exceeding CFPB's 15-day response window
Complaints by Product Type
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2024 | Satisfactory | Large Bank |
| Apr 2021 | Satisfactory | Intermediate Small Bank |
| Apr 2018 | Satisfactory | Intermediate Small Bank |
3 previous ratings locked — back to 2008
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Total Branches
5
Branch Deposits
$2.0B
1-Year Change
0
5-year net change: -1 branches
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