This institution is no longer active

Operations ceased on September 25, 1992. CRA examination history below reflects the period it was active.

HOMETOWN BANK

EDISON, NJ · Supervised by FDIC

Est. 1988FDIC #27,416RSSD: FDIC-27416

Satisfactory

Current rating · Exam: May 1990

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -4.54%

Institution Profile

FDIC BankFind

Address

1 Metroplex Drive, EDISON, NJ

County

Middlesex County

Established

December 27, 1988

Total Assets

$25M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 14, 1990

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 36 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1992Call Report / FDIC

Total Assets

$25M

Total Deposits

$25M

Net Loans

$21M

Net Income

$-642K

ROA

-4.54%

ROE

-239.25%

Risk-Based Capital

1.61%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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