Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$998M
Total Deposits
$901M
Net Loans
$675M
Net Income
$2M
ROA
0.99%
Above avg for Small banks. Peer avg: 0.44%
ROE
10.73%
Risk-Based Capital
15.74%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 479 | 77.04% | 10.44% |
| 2022 | 1,468 | 77.93% | 9.81% |
| 2021 | 2,767 | 80.2% | 8.17% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2024 | Satisfactory | Intermediate Small Bank |
| Nov 2020 | Satisfactory | Intermediate Small Bank |
| Aug 2017 | Satisfactory | Intermediate Small Bank |
5 previous ratings locked — back to 1994
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Exam dates and details are paywalled
Total Branches
7
Branch Deposits
$849M
1-Year Change
0
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