Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$394M
Total Deposits
$342M
Net Loans
$290M
Net Income
$2M
ROA
1.93%
Above avg for Small banks. Peer avg: 0.44%
ROE
16.93%
Risk-Based Capital
17.75%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 84 | 67.86% | 11.90% |
| 2023 | 89 | 61.8% | 7.87% |
| 2022 | 128 | 71.09% | 6.25% |
| 2021 | 121 | 66.12% | 8.26% |
| 2020 | 131 | 66.41% | 6.87% |
| 2019 | 147 | 75.51% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2024 | Satisfactory | Small Bank |
| Sep 2018 | Satisfactory | Small Bank |
| Aug 2012 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1991
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Total Branches
4
Branch Deposits
$309M
1-Year Change
0
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Preview:
| 2018 | 184 | 81.52% | 6.52% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red