Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$432M
Total Deposits
$369M
Net Loans
$257M
Net Income
$659K
ROA
0.61%
Above avg for Small banks. Peer avg: 0.44%
ROE
6.91%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 247 | 67.61% | 9.31% |
| 2023 | 214 | 72.9% | 13.08% |
| 2022 | 317 | 70.03% | 8.52% |
| 2021 | 530 | 74.91% | 9.25% |
| 2020 | 734 | 72.21% | 8.04% |
| 2019 | 492 | 74.59% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2009 | Outstanding | Small Bank |
| Dec 2003 | Outstanding | Small Bank |
| Mar 1998 | Outstanding | Small Bank |
3 previous ratings locked — back to 1991
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Exam dates and details are paywalled
Total Branches
6
Branch Deposits
$365M
1-Year Change
0
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Preview:
| 2018 | 482 | 70.95% | 11.83% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red