Legal name: HNB HOLDING COMPANY, INC.
1 active bank · $281M combined assets
RSSD ID: 2081834 (FFIEC NIC)
Combined Assets
$281M
CRA Rating Summary
Across all 2 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Satisfactory
1 of 1 bank · Meets expectations for community lending
Combined Assets
$281M
1 active bank
Aggregated from the most recent call report filings for all active charters.
Total Deposits
$253M
Net Income
$709K
ROA (avg)
1%
asset-weighted avg
Aggregated HMDA data across all active charters for 2024.
Applications
101
Origination Rate
87.13%
Denial Rate
4.95%
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| HNB FIRST BANK | HEADLAND, AL | FDIC | $281M | 100.0% | Satisfactory | Nov 2025 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.