Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$528M
Total Deposits
$465M
Net Loans
$353M
Net Income
$595K
ROA
0.47%
Above avg for Small banks. Peer avg: 0.44%
ROE
4.04%
Risk-Based Capital
18.54%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 119 | 75.63% | 2.52% |
| 2023 | 142 | 74.65% | 3.52% |
| 2022 | 249 | 79.52% | 5.22% |
| 2021 | 344 | 82.56% | 3.49% |
| 2020 | 382 | 86.91% | 2.36% |
| 2019 | 273 | 79.49% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2024 | Satisfactory | Intermediate Small Bank |
| Sep 2021 | Satisfactory | Intermediate Small Bank |
| Dec 2018 | Satisfactory | Intermediate Small Bank |
4 previous ratings locked — back to 2007
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Total Branches
12
Branch Deposits
$448M
1-Year Change
-1
5-year net change: -1 branches
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Preview:
| 2018 | 174 | 77.59% | 12.07% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red