This institution is no longer active

Operations ceased on December 7, 1990. CRA examination history below reflects the period it was active.

HEIGHTS BANK

HARKER HEIGHTS, TX · Supervised by FDIC

Est. 1974FDIC #21,631RSSD: FDIC-21631

Satisfactory

Current rating · Exam: April 1990

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -5.80%

Institution Profile

FDIC BankFind

Address

901 South Ann Boulevard, HARKER HEIGHTS, TX

County

Bell County

Established

June 17, 1974

Total Assets

$29M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 7, 1990

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 36 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1990Call Report / FDIC

Total Assets

$29M

Total Deposits

$27M

Net Loans

$12M

Net Income

$-1,462K

ROA

-5.80%

ROE

-216.17%

Risk-Based Capital

-0.59%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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