Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$265M
Total Deposits
$209M
Net Loans
$216M
Net Income
$2M
ROA
2.41%
Above avg for Small banks. Peer avg: 0.44%
ROE
19.21%
Risk-Based Capital
15.23%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 1,111 | 71.56% | 13.41% |
| 2020 | 1,456 | 82.9% | 3.43% |
| 2019 | 361 | 81.16% | 5.82% |
| 2018 | 283 | 79.86% | 7.42% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2022 | Satisfactory | Small Bank |
| Feb 2016 | Satisfactory | Small Bank |
| Jun 2010 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1991
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Total Branches
5
Branch Deposits
$199M
1-Year Change
0
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