Legal name: SOMERS BANCORPORATION
1 active bank · $265M combined assets
RSSD ID: 1249105 (FFIEC NIC)
Combined Assets
$265M
CRA Rating Summary
Across all 9 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Satisfactory
1 of 1 bank · Meets expectations for community lending
Combined Assets
$265M
1 active bank
Aggregated from the most recent call report filings for all active charters.
Total Deposits
$209M
Net Income
$2M
ROA (avg)
2.41%
asset-weighted avg
Aggregated HMDA data across all active charters for 2024.
Applications
1,111
Origination Rate
71.56%
Denial Rate
13.41%
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| HEARTLAND BANK | SOMERS, IA | FDIC | $265M | 100.0% | Satisfactory | Feb 2022 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.